if you don’t have access to poorly-secured and un-backed-up debt records, you can help do this via legitimate means by donating to rollingjubilee.org- they buy debt (the way debt collectors do, for steeply discounted prices - like $20 to buy $500 in outstanding debt owed by someone) and just… forgive it, so it doesn’t need to be paid by the person on whom it’s a burden.
